Everyone is risk averse. Even the guy who rock climbed El Capitan in Yosemite (an ascent of over 3,000 feet) without a rope, Alex Honnold. He’s risk averse. He climbs with a rope 95% of the time. Even though he takes the unnecessary risk of climbing without a rope sometimes, he is very cautious when he does that. He knows every step of the way—where he’s going to put which foot, his hands, each finger. He knows what could go wrong.
Being risk averse doesn’t mean that you should never take risks. What you should do is take the risks that you’re comfortable with if the reward seems worth it and you can live with the possible downside. Use your aversion to risk to plan and prepare and feel more comfortable with the risks that you do take. Manage your risks, don’t run away from them. Fear of missing out on the good stuff should be part of the equation too.
It will make sense to take some risks. As they say, the greatest risk is not taking any risks at all.